Payday loans, risk-based interest loans, single premium credit insurance, non-negotiable loans, credit card loans, short term/high fee loans and more, are all tools to unjustifiably take your money. The practioners of these lending practices are usually far more knowledgeable about legal and financial transactions than the people they are lending to. At times like this you need lawyers on your side who understand how the law works. Lawyers with the experience, diligence and expertise to prevail against sharp operators determined to take more of your money than they are legally, or morally entitled to.
